About

About Us

spyglassesWe are business owner consultants, estate, retirement, charitable giving consultants & financial planners based in San Antonio Texas.  We have over 35 years experience in financial services with a focused over the last 17 years in the area of retirement planning, tax free retirement income solutions, estate planning and risk mitigation for individuals and small to midsize business owners. We work with financial institutions, affiliate financial planners, CPA's, estate planning attorneys, charities, churches, high net worth individuals and board certified legal and accounting firms to provide comprehensive financial services. We have experience and have worked in insurance, annuities, stocks, bonds, options, commodities, real estate, mortgages and business consulting. Our mission is to provide the most current information available for tax mitigation, tax credits, business savings, charitable giving and the recapture of over payment of taxes and expenses miscalculated, in addition to access to financial products, instruments and tax efficient strategies to protect your assets, your legacy and maximize current and future income with continued growth without exposure to risk of capital.

Financial products serve as a medium to help you realize your objectives. An investment vehicle should be selected only after you have conducted an investigation of your goals and an analysis of how you can best achieve them. Without proper planning and periodic monitoring, wealth can be eroded by inflation, taxes, negative economic impacts, social, political, and natural events. Understanding how to position yourself in the marketplace requires that you understand the impact of volatility, price fluctuation and personal risk tolerance on your financial objectives and your investment portfolio. We help you identify your goals, analyze your risk profile, assess your needs, and establish a personalized plan of action.  We then work with you to manage that plan.