Premium Finance Case Studies

  • Female Age 43           Female Age47           Age 55           Stress Test

  • Actual Case Study – Family Limited Partnership

    Present Situation:

    Husband – Deceased

    Wife – In her early 70’s. 

    She is a smoker and averse to taking out life insurance on herself

    Daughter – Age 43

                    Family Limited Partnership

                           Life Time Income

  • Actual Case Study – 47 Year Old Attorney

    Present Situation:

    Feale Age 47, Texas Resident

    Attorney

    Client’s Maximum Funded Retirement Plan is Insufficient

    Client Needs Additional $200,000, After Tax at Retirement

    $600,000 Income Per Year

    $8,000,000 Net Worth

    Available After-Tax Cash Flow: $70,000 Per Year for 10 Years

     

  • Actual Case Study – Oil/Gas Royalty Supplement

    Present Situation:

    Male Age 55, Texas Resident

    Business Owner

    Would Like Supplement oil/gas royalties, assuming they decline through the years

    $3,000,000 Annual Income

    $30,000,000 Net Worth

    Available After-Tax Cash Flow: $100,000 Per Year for 10 Years

    Family Limited Partnership

    Life Time Income